Lenders

Lenders  are an important part of the National Flood Insurance Program (NFIP). Insurance professionals provide property owners with the opportunity to purchase federal flood insurance. Federally-regulated lenders must require flood insurance for any loan that has as collateral a structure located in a Special Flood Hazard Area (SFHA) in a participating NFIP community. This has increased the number of flood insurance policies and helped reduce the financial impact of flooding to the Federal government and taxpayers. There are many sources of information available specifically for Lenders involved with the NFIP. The information below is a good source of general information.

• Flood Insurance Manual
• NFIP Laws and Regulations
• Mandatory Purchase of Flood Insurance Guidelines
• Standard Flood Hazard Determination Form
• Map Service Center (MSC)
• FEMA Sponsored Workshop Training
• Top 10 Facts Lenders should know
• Flood Maps are Changing – What Lenders Should Know (template)
• Flood Insurance Library
• Flood Insurance Publications
• Policy and Claim Statistics
• FloodSmart.gov
• Other information for Lenders
• FAQs